
We’ll also give you a list of the documents – salary information, bank statements, etc. Once you have started your application we’ll give you an outline of how much we could lend you based on the information you have provided (we call this a First Step Approval in Principle). You don’t have to have a property in mind at this stage. When you have your deposit saved, it may be time to apply for your mortgage. Our MortgageSaver account 1 is designed to help you save the deposit for your home. Remember there are other expenses such as stamp duty, legal fees, home insurance and life cover – so you’ll need to save for those costs too. If you’re a first-time buyer, you can apply for a mortgage of up to 90% of the value of a property.

Make an appointment with a mortgage specialists in one of our branches or they can contact you at a time that suits you best. Step 2: Talk to our mortgage specialists.With our easy-to-use mortgage calculator you’ll get an indication of how much you could currently afford to borrow.

